Terms of Service

Last Updated: January 10, 2026

Welcome to Korvat. These Terms of Service ("Terms") govern your use of the Korvat desktop application and services (collectively, the "Service"). By accessing or using Korvat, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, downloading, installing, or using Korvat, you agree to these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the Service.

2. Description of Service

Korvat is a desktop application that provides AI-powered assistance through text, visual, and voice interactions. The Service includes:

• Access to artificial intelligence models for text generation and analysis
• Screen capture and visual analysis capabilities
• Voice input functionality
• Multi-modal AI interaction features

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time.

3. Account Registration and Security

3.1 Account Creation

You must create an account to use Korvat. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access

3.2 Account Responsibility

You are responsible for all activities that occur under your account. You may not share your account credentials or allow others to access your account.

4. Subscription and Payment

4.1 Subscription Plans

Korvat offers various subscription tiers with different features and usage limits. Current pricing and features are available at our website.

4.2 Billing

• Subscriptions are billed on a recurring basis (monthly or annually) based on your selected plan
• You authorize us to charge your payment method for all fees incurred
• Payment processing is handled by Paddle, our third-party payment processor
• Prices are subject to change with 30 days' notice

4.3 Automatic Renewal

Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel your subscription at any time through your account settings.

4.4 Refunds

We offer a 14-day money-back guarantee for new subscribers. Refunds after this period are provided at our discretion. To request a refund, contact us at [email protected].

4.5 Free Trial

If offered, free trials are available to new users only, one per customer. We may require valid payment information to activate a free trial. You will be charged unless you cancel before the trial period ends.

5. Acceptable Use Policy

5.1 Permitted Use

You may use OverlayAI for lawful purposes only and in accordance with these Terms.

5.2 Prohibited Activities

You agree NOT to:

• Use the Service for any illegal purpose or in violation of any laws
• Generate or distribute malicious, harmful, or offensive content
• Attempt to bypass any usage limitations or restrictions
• Reverse engineer, decompile, or disassemble the software
• Use the Service to harass, abuse, or harm others
• Attempt to gain unauthorized access to our systems
• Use automated tools to access the Service without authorization
• Share your account with others or create multiple accounts
• Generate content that infringes on intellectual property rights
• Use the Service to create spam or unsolicited communications
• Interfere with or disrupt the Service or servers

5.3 Content Responsibility

You are solely responsible for content you generate using Korvat. We do not review, approve, or endorse user-generated content.

6. Intellectual Property

6.1 Our Rights

Korvat, including all software, designs, text, graphics, and other materials, is owned by us and protected by copyright, trademark, and other intellectual property laws.

6.2 Your Rights

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to use Korvat for your personal or business purposes.

6.3 User Content

You retain ownership of content you create using Korvat. You grant us a limited license to process your inputs as necessary to provide the Service.

7. Privacy and Data

Your use of Korvat is subject to our Privacy Policy, which describes how we collect, use, and protect your information. By using the Service, you consent to our data practices as described in the Privacy Policy.

8. Service Modifications and Availability

8.1 Changes to Service

We reserve the right to modify, update, or discontinue features of Korvat at any time without notice.

8.2 Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. The Service may be unavailable due to maintenance, updates, or factors beyond our control.

9. Disclaimers and Limitation of Liability

9.1 Service "As Is"

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9.2 AI Accuracy

AI-generated content may contain errors, inaccuracies, or inappropriate material. You should verify all information before relying on it. We are not responsible for decisions made based on AI-generated content.

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless Korvat, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Content you generate using the Service

11. Termination

11.1 By You

You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period.

11.2 By Us

We may suspend or terminate your account if you:

• Violate these Terms
• Fail to pay subscription fees
• Engage in fraudulent activity
• Use the Service in a manner that causes harm to us or others

11.3 Effect of Termination

Upon termination, your right to use Korvat ceases immediately. We may delete your data after a reasonable period, subject to our Privacy Policy and applicable law.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email or through the Service. Continued use of Korvat after changes constitutes acceptance of the updated Terms.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law principles.

13.2 Dispute Resolution

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property violations.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Korvat.

14.2 Severability

If any provision is found unenforceable, the remaining provisions will continue in full effect.

14.3 No Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign these Terms without our consent. We may assign these Terms without restriction.

15. Contact Information

If you have questions about these Terms, please contact us at: